SMS Payments · Amarillo & Texas Panhandle
Text Message Payment Links
One tap from their messages. They open the link and pay with a card, or they pay from their bank.
One tap from their messages. They open the link and pay with a card, or they pay from their bank.
The link goes in their text thread.
Card payments tied to real invoices, not screenshots and guesswork.
Your team stops playing collections; the link does the nudging.
Connected or stand-alone
Integrated: We connect to your small-business accounting stack (QuickBooks Online, Xero, FreshBooks, Zoho Books, and similar) so open invoices, amounts, and customers flow into the dashboard.
Stand-alone: No accounting connection. Your team enters a few fields—who it’s for, how much, optional memo or job reference—and sends the link the same way. Card vault, text message delivery, and logging work either path.
The problem
- The invoice went out weeks ago. You’ve left voicemails. They meant to pay; they just never got around to logging into whatever portal your accounting software invented.
- Big jobs are getting “paid” through peer-to-peer apps. That’s a reconciliation headache and a liability you don’t need on commercial work.
- Built-in accounting payment links (QuickBooks Online, Xero, FreshBooks, and similar) bury customers in account creation. Plenty give up. The rest call your office instead.
- Your crew is talented on the tools, not trained to navigate accounting software just to request payment.
Good fit for
Deposits before materials hit the truck, final balances on completion, and progress draws on longer jobs.
- → Residential remodels and trade jobs with staged payments
- → Commercial repairs where the approver isn’t the person on site
- → Shops that want invoices from the books (QuickBooks Online, Xero, FreshBooks, Zoho Books, and similar) in one tap, or shops that prefer a simple stand-alone form and don’t need sync
How it works
Open the dashboard
Integrated: Sign in from phone or desktop. Open invoices sync from your books (QuickBooks Online, Xero, FreshBooks, Zoho Books, and similar) with amount, age, and customer, so you’re not retyping numbers under pressure. Stand-alone: Enter customer, amount, and optional reference in a short form; no accounting connection required.
Send payment link
One action generates a hosted checkout link for the full balance, or you can override for deposits, change orders, and partials without fighting the accounting UI.
Customer pays from their text thread
They get a short, plain-English text with a secure link. Tap, pay, receipt. Card or bank, no new app. Works on the phones they already use every day.
Money hits your bank
Funds settle on your processor’s normal timeline. You see paid vs. pending vs. failed in the dashboard, so the office knows when to follow up for real, not guess.
On a $3,000 job a card is about $100; bank pay is about $25. That fee can be passed on or covered by you.
With bank pay we can ask their bank on submission whether the funds are there.
Trust & compliance
- → PCI: Card data stays in your processor’s vault, not in your texts or spreadsheets.
- → Texas AI: Required disclosure language can be included automatically so you’re not copying statutes by hand.
- → Audit trail: Send history and statuses logged for when accounting or a customer asks what happened.
Why not just your accounting software’s payment links?
Typical built-in checkout from QuickBooks Online, Xero, FreshBooks, Zoho Books, and similar platforms.
| Built-in / typical | Amarillo Logic | |
|---|---|---|
| Customer creates an account | Usually | No |
| Payment link by text | No | Yes |
| Partial payments & deposits | Clunky | Enter the amount; send |
| TX AI disclosure auto-included | No | Yes |
| Field staff friendly | Rarely | Crew can send it from the truck |
| Works on phone / tablet | Painful | Works on the phone they already carry |
Pricing
No monthly platform fee. You pay when money actually clears, aligned with how you get paid.
Cards
3.3% + $0.50
Per successful card transaction. The rate bundles card processing and Amarillo Logic platform services; we confirm pass-through vs absorb with you during setup.
Bank pay
0.4% + $8
Plus Stripe’s 0.8% capped at $5.
Who pays the fee?
Either pass the processing cost to the customer at checkout, or absorb it as the business. Who covers the fee stays a choice for both. We help you configure whichever matches how you quote and invoice.
- → Text message delivery, disclosure handling, and send logging are included either way.
- → Integrated: one-time $500 setup with your books (QuickBooks Online, Xero, FreshBooks, Zoho Books, and similar). Covers OAuth, test invoices, and training for whoever sends links.
- → Stand-alone: one-time $200 setup. Skips accounting OAuth; we still connect your payment rail, text messaging, and the dashboard form. We’ll align setup scope before you go live.
Need cards at the table, not just in the text thread?
For tournament gates, market stalls, and other small-catalog lines, we also ship in-person checkout on a phone or tablet, built for volunteers under a canopy.
In-person point of saleWant to see it on your own open AR?
We’ll walk through a dry run with sample numbers before you cut live traffic.
Get Set Up